Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Your question is THE question of the forum. The cost of care is outrageous, with no reduction in sight. That being said, your profile says you are caregiving for your husband with dementia/ALZ and you are approaching Burn Out, as well as him now not handling your money wisely.
Does he have an actual diagnosis by a medical doctor of cognitive decline/memory loss, dementia, ALZ?
Are you his durable PoA? The important question now is: who has the legal authority to act on his behalf if he is no longer competent to do so?
If he has not assigned a PoA I urge you to get him to do so (and if you are his caregiver, and willing, it can be you with a similarly trustworthy, willing and younger "back-up" PoA named in the papers). If put in place then you (or the PoA) can start managing the finances more responsibly.
Are you willing to consider transitioning to a senior community with him that has a continuum of care? Starts with IL, then AL, MC and LTC. It may be "easier" to get him to go if you go with him.
Then there's the cost. I strongly suggest you and your husband invest in a 1 or 2 hr consult with an elder law/estate planning attorney who has experience with Medicaid. There are important things to know regarding qualifying. Many people are caught off guard because they made assumptions or were completely ignorant of things that caused a long delay or disqualification. I wish you success in moving forward with your husband.
Some have accumulated wealth through many years of well paying jobs or owning their own business, owning property and saving and investing. Others have inherited property and wealth. The majority of people though cannot afford the cost of assisted living or memory care for an extended period of time. Maybe a good percentage can afford a year or maybe 2 of private pay, but eventually the money will run out and then they would have to find a place that takes Medicaid. According to reports I've seen, about half of Americans will not be able to afford assisted living when they will need it. The option (or perhaps goal) for these people becomes qualifying for state Medicaid and getting support through local social services or a Nursing home. Of course to get into the nursing you must need a higher level of care that an assisted living facility.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
https://www.agingcare.com/articles/how-to-pay-for-assisted-living-153842.htm
Hope these articles help.
Start with a call to your local Area Agency on Aging to see what support is available.
Does he have an actual diagnosis by a medical doctor of cognitive decline/memory loss, dementia, ALZ?
Are you his durable PoA? The important question now is: who has the legal authority to act on his behalf if he is no longer competent to do so?
If he has not assigned a PoA I urge you to get him to do so (and if you are his caregiver, and willing, it can be you with a similarly trustworthy, willing and younger "back-up" PoA named in the papers). If put in place then you (or the PoA) can start managing the finances more responsibly.
Are you willing to consider transitioning to a senior community with him that has a continuum of care? Starts with IL, then AL, MC and LTC. It may be "easier" to get him to go if you go with him.
Then there's the cost. I strongly suggest you and your husband invest in a 1 or 2 hr consult with an elder law/estate planning attorney who has experience with Medicaid. There are important things to know regarding qualifying. Many people are caught off guard because they made assumptions or were completely ignorant of things that caused a long delay or disqualification. I wish you success in moving forward with your husband.